«
»

I am currently remortgaging.I seem to have the actual title deeds to my property – not copies?

November 15th, 2009 by admin
Whilst looking through paperwork from the last time that I remortgaged 2 years ago, I have found a plastic wallet containing actual title deeds to my property sent to me by the previous conveyancer, with a letter stating such. Surely these should have gone to my current lender not me? Im worried that this will cause delays or even extra expense for myself – what should I do? I live in UK.

No related posts.

5 Responses to “I am currently remortgaging.I seem to have the actual title deeds to my property – not copies?”

  1. 1Huge

    When you have chosen your solicitor or conveyancer for the next house explain to them what the situation is and they will advise you. I suspect you have a copy of the deeds but there will still be a copy lodged with the Land registry and your mortgage lender.

    Comment on Nov 15th, 2009 at 11:44 pm  
  2. 2Louby-Lou

    Some people are now receiving the original title deeds even though they dont own their houses outright. As the details are now being held electronically. This has just happened to my friend. If you have a solicitor. Give them a quick call just to confirm.

    Comment on Nov 19th, 2009 at 7:03 am  
  3. 3Mark J

    I may be wrong so take legal adviseon this.

    The title deeds are your property which you own and do not belong to the mortgage company. They normally hold them as security for their loan.

    Comment on Nov 22nd, 2009 at 4:46 am  
  4. 4mjammy1978

    speak to the mortgage lender or a solicitor

    Comment on Nov 25th, 2009 at 4:05 am  
  5. 5feebee

    I have bought and sold a few houses now, and have always been given the original title deeds to keep. I have never been asked to hand them over to the mortgage provider, I just assumed they were given copies.

    Comment on Nov 28th, 2009 at 1:31 am  
Comments are currently closed.
«
»