Buy My Home

20% down payment for a house?

It seems to me to be kind of hard to accomplish.
Let’s say Jim and Suzie want to buy a $200,000 house down the street from where they are renting. . A $40,000 down payment is 20%.

Let’s say you and your spouse start saving when you are both 22. Let’s assume you [...]

First time home buyer?

I am looking to buy a house this fall/winter. I have a higher debt to income ratio, (Mostly because of those damn student loans totaling 775 a month) . Am I better off paying down my debt or saving for a down payment, what would help me better qualify for a morgage, lower debt to [...]

How much should I ask for my house when a company wants to by it and 30 others to turn area into strip mall?

My house is appraised at 49,700
They said they would pay house payment and taxes for a year in the house I am in now if I sale it today.

They said price is negotiable.
The area is booming with commercial business.
A Wal-Mart supercenter and a strip mall are getting ready to open with a Dillion grocery store [...]

is an FHA better than a first time home buyers when it comes to credit score. our credit score is around 630?

for both but my broker recommended the FHA instead of just having my husband do a first time home buyers without me on it. probably because of income or something. does anyone know if normally first time home buyer is better than FHA?

How fast and by how much will my credit score improve after buying a house?

I would to hear all feedback from first time home buyer’s to see how fast and by home much their credit score improved

First time home buyer. At the closing of a new build is it possible to negotiate discount points at closing?

I am looking to have the lender / builder eat up the discount points (1) at the time of closing. Is it good practice to negotiate at the closing table and stand fast at not paying the point(s).

Should I amend my 2008 taxes or wait until I file my 2009 taxes to claim the first time homebuyer credit?

I am closing on my house tomorrow, and I am eligible for the first time home buyer credit. Obviously, I would like to get the refund check as soon as possible. So which way would get me the money faster? How long does it take to get your refund after you amend your taxes?

are there first time home buyer programs for buyers that have to do stated income?

My wife and I live in California and have to do a stated income loan because we both work for tips for a living. We both have credit scores above 750. Our loan officer said that first time home buyer programs are only for buyers that go full doc. Does anybody [...]

How does the $7,500 tax credit for first time home buyers work?

My husband has owned a house in the past three years, but this is my first home to ever own. Both of our names are on the mortgage. Will we qualify since one of us is a first time home buyer?