Buy My Home

I want to buy a home but am considered low income. Is it worth going to a Home Buyers Expo in my town?

I heard that there are organizations that can help pay closing costs and offer grants for first time homebuyers of low income. I just read in the local paper that there will be a home buyers expo this next Saturday. It says ther will be a topic on buyers assistance programs. Is there a chance [...]

Are there any good 1st time home buyers programs to help with down payment and closing costs?

Are there any good 1st time home buyers programs to help with closing costs and down payment? (Either or) I already have pre-approval and now was looking for help with the down payment or closing cost.
As of right now the seller is picking up about 3.5% but that still leaves us with a sizable down [...]

First-Time Home Buyer! Need help fast?

My wife and I are getting ready to make our first offer on a home. Here’s the info on it.

We are pre-approved for a loan amount of $350,000. The home we like is a short-sale and the bank has already approved the short-sale. They are asking $240,000 and compared to the other [...]

lower price or offer incentives?

We are relocating out of state and would like to sell quickly. Our home has been on the market since the end of March. The market is slow and my real estate agent wants us to lower our price by 10K. My husband would rather offer buyer incentives i.e. paying closing [...]

Is my real estate agent trying to get more money out of us?

Okay, we have begun our search for our first house. We were approved $240 k, we’re looking at under $180 k though. We found 2 we really like (but I went crazy seeing the second so I’m sure he knows we want that one…). The house is new construction already down from $199k to $180k, [...]